Find Out How Much Home You Can Afford!
Know exactly what you can afford before you start searching for a home.
Ready To Buy Your First Home Or Next Home?
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis..
Mortgage Home Purchase Loans without the Hassle!
Need financing options on a home, or other real estate? Choosing a purchase loan product that matches your goals and making sure you get a favorable rate doesn’t have to be stressful!
We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way, starting with a pre-approval letter request.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time home buyer or a repeat buyer.
The Home Purchase Loan Process
Here’s how our home purchase loan process works:
Complete our simple mortgage pre-approval letter request
Receive options based on your unique criteria and scenario
Compare mortgage interest rates and terms
Choose the offer that best fits your needs
Options
Fixed-Rate Mortgage
Adjustable-Rates Mortgage (ARM)
Conforming Loans
Jumbo & Super Jumbo Loans
FHA, VA & USDA Loans
Terms from 5 to 30 Years